The Fidelity Rewards Visa Signature Card, issued by Elan Financial Services, is a solid choice in the market.

Fidelity Rewards Visa Signature Card Payoff Analysis

Fidelity® Rewards Visa Signature® Card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
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Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days. --
TOTAL DEBT SERVICE --
* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Fidelity® Rewards Visa Signature® Card
Fidelity® Rewards Visa Signature® Card
IssuerElan Financial Services
NetworkVisa (Visa Signature)
Card MaterialPlastic
Annual Fee$0.00
Base Rate2.00%
Travel Rewards0.00x
Authorized User Fee$0.00
Foreign Transaction Fee1%
Credit ReportingEx, Eq, Tu
Product LifecycleAvailable (10y ago)
Minimum Credit Line$5000

Rewards Breakdown

Base Rate2.00%
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR25.74% - 35.74%
Cash Advance Fee5%
Balance Transfer Fee3%
Late Payment FeeUp to $40
Minimum Interest Charge$2.00
Grace Period24 days
Penalty APRNone

Official Resources

Product Page Pricing & Terms

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceUnverified
Instant UseNo

Strategy & Eligibility

Min. Credit Score700+
Recommended RangeGood to Excellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone

Comparisons

See how the Fidelity Rewards Visa Signature Card compares to other cards.

Terms, pricing, and rewards for this card were last verified as of 2026-06-02. While we strive for accuracy, card issuers may change terms at any time. Always verify details on the issuer's official website before applying.