Ranked #2/225
Ranked #188/225

Snapshot

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
 The Blue Business Plus Credit Card from American Express
The Blue Business Plus Credit Card from American Express
IssuerChaseAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$99.00$0.00
Base Rate3.00%1.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Hotels26.0%1.0% (base)
Travel5.0%1.0% (base)
Restaurants5.0%1.0% (base)
Gas Stations5.0%1.0% (base)
All Purchases3.0% (base)2.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone20 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.49% - 21.49%9.99% - 21.74%
Cash Advance APR21.74%28.74%
Penalty APR23.24%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYes-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global EntryYes-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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