Ranked #52/225
Ranked #3/225

Snapshot

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
 Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass Card
IssuerAmerican ExpressAmerican Express
NetworkAmerican ExpressAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$150.00
Base Rate1.00%3.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)3.0% (base)
Supermarkets6.0%6.0%
Streaming6.0%3.0% (base)
Gas Stations3.0%6.0%
Transit & Rideshare3.0%3.0% (base)
Hotels1.0% (base)12.0%
Restaurants1.0% (base)6.0%
Online Retail1.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%12.74% - 21.74%
Cash Advance APR21.99%28.74%
Penalty APR26.74%29.99%
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental--
Trip Cancellation Interruption--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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