Snapshot

Amex Hilton Honors
Amex Hilton Honors
 Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerAmerican ExpressBank of America
NetworkAmerican ExpressVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate3.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate3.0% (base)1.5% (base)
Hotels7.0%1.5% (base)
Restaurants5.0%2.0%
Supermarkets5.0%1.5% (base)
Gas Stations5.0%1.5% (base)
Travel3.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%21.24% - 28.24%
Cash Advance APR28.74%29.99%
Penalty APR29.99%29.99%
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental—✓
Baggage Delay—✓
Baggage Loss—✓
Cell Phone Protection——
Extended Warranty—✓
Purchase Protection—90 days
Return Protection—90 days
Trip Cancellation Interruption—✓
Trip Delay—✓
Tsa Precheck Global Entry—Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard