Ranked #20/225
Ranked #114/225

Snapshot

Gold Rewards Card
Gold Rewards Card
Bilt Mastercard
Bilt Mastercard
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialMetalPlastic
Annual Fee$325.00$0.00
Base Rate1.00%1.00%
Travel Rewards3.00x2.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Restaurants4.0%3.0%
Supermarkets4.0%1.0% (base)
Airline3.0%1.0% (base)
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
Rent1.0% (base)1.0%
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partners15 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.74% - 21.74%21.49% - 29.99%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary
Baggage Delay--
Baggage LossYes-
Cell Phone Protection-Covered up to $800 per claim (subject to $25 deductible)
Extended WarrantyYes-
Purchase Protection90 daysCovered up to $10,000 per claim
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption-Covered up to $5,000 per passenger
Trip DelayYesCovered up to $200 per day
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier