Snapshot

Gold Rewards Card
Gold Rewards Card
Bilt Mastercard
Bilt Mastercard
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialMetalPlastic
Annual Fee$325.00$0.00
Base Rate1.00%1.00%
Travel Rewards3.00x2.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Restaurants4.0%3.0%
Supermarkets4.0%1.0% (base)
Airline3.0%1.0% (base)
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
Rent (up to 100K points/year)1.0% (base)1.0%
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partners15 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.74% - 21.74%21.49% - 29.99%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $800 per claim (subject to $25 deductible)
Extended Warranty
Purchase Protection90 daysCovered up to $10,000 per claim
Return Protection
Roadside Dispatch
Trip Cancellation InterruptionCovered up to $5,000 per passenger
Trip DelayCovered up to $200 per day
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard