The Capital One Spark Cash Plus, issued by Capital One, is a World Elite Mastercard for Business credit card made of Plastic.
Welcome Offer#
| Bonus | 2,000 Cash |
| Spend Requirement | $30,000 |
| Timeline | 90 days |
| Efficiency Score | 0.07 pts/$1 |
| Cash Back Value | — |
| Portal Travel Value | — |
| Transfer Estimated Value | — |
Pricing Details#
| Purchase APR | 6.75% - 6.75% |
| Cash Advance Fee | None |
| Balance Transfer Fee | None |
| Late Payment Fee | Up to $39 |
| Minimum Interest Charge | $0.00 |
| Grace Period | 25 days |
| Penalty APR | None |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Unverified |
| Instant Use | Available |
Strategy & Eligibility#
| Min. Credit Score | 700+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (None) |
| Closure Grace Period | None |
Comparisons#
See how the Capital One Spark Cash Plus compares to other cards.