Ranked #20/225
Ranked #146/225

Snapshot

Gold Rewards Card
Gold Rewards Card
USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerAmerican ExpressUSAA
NetworkAmerican ExpressAmerican Express
Card MaterialMetalPlastic
Annual Fee$325.00$0.00
Base Rate1.00%1.00%
Travel Rewards3.00x0.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Restaurants4.0%1.0% (base)
Supermarkets4.0%1.0% (base)
Airline3.0%1.0% (base)
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
Gas Stations1.0% (base)5.0%
military base purchases1.0% (base)5.0%
Supermarket purchases (up to $3,000/year)1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%17.15% - 31.15%
Cash Advance APR28.74%31.15%
Penalty APR29.99%32.4%
Late Fee$40$35
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay-Up to $100 per day for 3 days
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYesDoubles original warranty up to 1 additional year
Purchase Protection90 days-
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption-Up to $1,500 per covered person
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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