Ranked #20/225
Ranked #98/225

Snapshot

Gold Rewards Card
Gold Rewards Card
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerAmerican ExpressBank of America
NetworkAmerican ExpressVisa
Card MaterialMetalPlastic
Annual Fee$325.00$95.00
Base Rate1.00%1.50%
Travel Rewards3.00x2.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels5.0%1.5% (base)
Restaurants4.0%2.0%
Supermarkets4.0%1.5% (base)
Airline3.0%1.5% (base)
Resy4.0%1.5% (base)
Dunkin'4.0%1.5% (base)
Uber1.0%1.5% (base)
Grubhub4.0%1.5% (base)
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%20.24% - 27.24%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay-Covered
Baggage LossYesCovered
Cell Phone Protection--
Extended WarrantyYesCovered
Purchase Protection90 daysCovered
Return Protection-Covered
Roadside Dispatch--
Trip Cancellation Interruption-Covered
Trip DelayYesCovered
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Fidelity Rewards Visa Signature CardFidelity Rewards Visa Signature Card#59 · $1,200/yrSignify Business Cash℠ Card by Wells FargoSignify Business Cash℠ Card by Wells Fargo#58 · $1,200/yrTD Double Up℠ Credit CardTD Double Up℠ Credit Card#60 · $1,200/yrWells Fargo Active Cash CardWells Fargo Active Cash Card#57 · $1,200/yr