Ranked #20/225
Ranked #100/225

Snapshot

Gold Rewards Card
Gold Rewards Card
Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
IssuerAmerican ExpressBank of America
NetworkAmerican ExpressVisa
Card MaterialMetalMetal
Annual Fee$325.00$550.00
Base Rate1.00%1.50%
Travel Rewards3.00x2.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels5.0%1.5% (base)
Restaurants4.0%2.0%
Supermarkets4.0%1.5% (base)
Airline3.0%1.5% (base)
Resy4.0%1.5% (base)
Dunkin'4.0%1.5% (base)
Uber1.0%1.5% (base)
Grubhub4.0%1.5% (base)
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%20.24% - 27.24%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary
Baggage Delay-Covered up to $100 per day for 5 days
Baggage LossYesCovered up to $3,000 per passenger
Cell Phone Protection--
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection90 daysCovered up to $10,000 per claim
Return Protection-Covered up to $300 per item
Roadside Dispatch--
Trip Cancellation Interruption-Covered up to $2,500 per person
Trip DelayYesCovered up to $500 per ticket for delays over 6 hours
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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