Ranked #20/225
Ranked #202/225

Snapshot

Gold Rewards Card
Gold Rewards Card
 Centurion Card from American Express
Centurion Card from American Express
IssuerAmerican ExpressAmerican Express
NetworkAmerican ExpressAmerican Express
Card MaterialMetalPlastic
Annual Fee$325.00$5000.00
Base Rate1.00%1.00%
Travel Rewards3.00x0.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Restaurants4.0%1.0% (base)
Supermarkets4.0%1.0% (base)
Airline3.0%1.0% (base)
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
Purchases over $5k1.0% (base)1.5%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partners20 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.74% - 21.74%12.74% - 21.74%
Cash Advance APR28.74%28.74%
Penalty APR29.99%29.99%
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalYes-
Baggage Delay--
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption--
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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