Ranked #46/225
Ranked #2/225

Snapshot

Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
 IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
IssuerWells FargoChase
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$99.00
Base Rate1.00%3.00%
Travel Rewards5.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)3.0% (base)
Hotels5.0%3.0% (base)
Airline4.0%3.0% (base)
Travel3.0%5.0%
Restaurants3.0%5.0%
Gas Stations1.0% (base)5.0%
IHG1.0% (base)26.0%
Anniversary BonusNone[object Object]
Portal Boost1x1x

Benefits & Partners

Transfer Partners6 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.24% - 29.99%12.49% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionCovered up to $1,000 per claim (subject to $25 deductible)-
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Trip Cancellation InterruptionCovered up to $15,000 per trip-
Trip Delay--
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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