Snapshot

Petal 2 "Cash Back, No Fees" Visa Credit Card
Petal 2 "Cash Back, No Fees" Visa Credit Card
Amex Hilton Honors
Amex Hilton Honors
IssuerWebBank (Petal)American Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%3.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)3.0% (base)
Hotels1.5% (base)7.0%
Restaurants1.5% (base)5.0%
Supermarkets1.5% (base)5.0%
Gas Stations1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 32.24%12.74% - 21.74%
Cash Advance APRN/A28.74%
Penalty APRN/A29.99%
Late FeeN/A$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard