Mission Lane Visa Credit Card vs Gold Rewards Card

Side-by-side comparison of Mission Lane Visa Credit Card and Gold Rewards Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Mission Lane Visa Credit Card	Gold Rewards Card
Issuer	Mission Lane (Transportation Alliance Bank)	American Express
Network	Visa	American Express
Card Material	Plastic	Metal
Annual Fee	$0.00	$325.00
Base Rate	0.00%	1.00%
Travel Rewards	0.00x	3.00x
Auth. User Fee	$0.00	$35.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	0.0% (base)	1.0% (base)
Hotels	0.0% (base)	5.0%
Restaurants	0.0% (base)	4.0%
Supermarkets	0.0% (base)	4.0%
Airline	0.0% (base)	3.0%
Resy	0.0% (base)	4.0%
Dunkin'	0.0% (base)	4.0%
Uber	0.0% (base)	1.0%
Grubhub	0.0% (base)	4.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	20 partners
Annual Credits	None	None

Transfer Partners

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1:1

Pricing Details

Purchase APR	26.99% - 29.99%	12.74% - 21.74%
Cash Advance APR	29.99%	28.74%
Penalty APR	N/A	29.99%
Late Fee	$35	$40
Balance Transfer Fee	N/A	N/A

Insurance & Protections

Auto Rental	—	✓
Baggage Delay	—	—
Baggage Loss	—	✓
Cell Phone Protection	—	—
Extended Warranty	—	✓
Purchase Protection	—	90 days
Return Protection	—	—
Roadside Dispatch	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	✓
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard