Ranked #167/225
Ranked #146/225

Snapshot

Citi ThankYou Preferred Card
Citi ThankYou Preferred Card
USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerCitibankUSAA
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants2.0%1.0% (base)
Entertainment2.0%1.0% (base)
Gas Stations1.0% (base)5.0%
military base purchases1.0% (base)5.0%
Supermarket purchases (up to $3,000/year)1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%17.15% - 31.15%
Cash Advance APR21.24%31.15%
Penalty APR21.49%32.4%
Late Fee$41$35
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay-Up to $100 per day for 3 days
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Doubles original warranty up to 1 additional year
Purchase Protection--
Return Protection--
Trip Cancellation Interruption-Up to $1,500 per covered person
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard

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