Citi Prestige Card vs U.S. Bank Business Altitude Connect World Elite Mastercard

Side-by-side comparison of Citi Prestige Card and U.S. Bank Business Altitude Connect World Elite Mastercard. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Citi Prestige Card	U.S. Bank Business Altitude Connect World Elite Mastercard
Issuer	Citibank	U.S. Bank
Network	Mastercard	Mastercard
Card Material	Metal	Plastic
Annual Fee	$495.00	$95.00
Base Rate	1.00%	1.00%
Travel Rewards	5.00x	5.00x
Auth. User Fee	$75.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Grandfathered	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Restaurants	5.0%	2.0%
Airline	5.0%	1.0% (base)
Hotels	3.0%	5.0%
Priceline	5.0%	1.0% (base)
Travel	1.0% (base)	4.0%
Gas Stations	1.0% (base)	4.0%
Telecommunications	1.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	18 partners	None
Annual Credits	None	None

Transfer Partners

1:1

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Pricing Details

Purchase APR	10.99% - 18.99%	19.24% - 28.24%
Cash Advance APR	21.24%	29.99%
Penalty APR	21.49%	N/A
Late Fee	$41	$39
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Primary (when renting for business purposes)
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	✓	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Citi 8/65	Standard