Ranked #45/225
Ranked #101/225

Snapshot

Citi Premier Card
Citi Premier Card
Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerCitibankBank of America
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$95.00$550.00
Base Rate1.00%1.50%
Travel Rewards3.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Restaurants3.0%2.0%
Supermarkets3.0%1.5% (base)
Gas Stations3.0%1.5% (base)
Airline3.0%1.5% (base)
Hotels3.0%1.5% (base)
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR10.99% - 18.99%21.24% - 28.24%
Cash Advance APR21.24%29.99%
Penalty APR21.49%29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-90 days
Return Protection-90 days
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard

Cards in the Same Tier