Costco Anywhere Visa Card by Citi vs U.S. Bank Altitude Reserve Visa Infinite Card

Side-by-side comparison of Costco Anywhere Visa Card by Citi and U.S. Bank Altitude Reserve Visa Infinite Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Costco Anywhere Visa Card by Citi	U.S. Bank Altitude Reserve Visa Infinite Card
Issuer	Citi	U.S. Bank
Network	Visa	Visa
Card Material	Plastic	Metal
Annual Fee	$0.00	$400.00
Base Rate	1.00%	1.00%
Travel Rewards	3.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Eligible gas and EV charging purchases (up to $7K per year)	4.0%	1.0% (base)
Restaurants	3.0%	1.0% (base)
Travel	3.0%	3.0%
Costco and Costco.com purchases	2.0%	1.0% (base)
Hotels	1.0% (base)	5.0%
Mobile Wallet Purchases	1.0% (base)	3.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	20.49% - 20.49%	22.24% - 29.24%
Cash Advance APR	29.99%	29.99%
Penalty APR	29.99%	N/A
Late Fee	$41	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Secondary	Primary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	Extends warranty by 24 months	Covered
Purchase Protection	Covered up to $10,000 per item	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	—	Covered up to $2,000
Trip Delay	—	Covered for delays over 6 hours
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard