Ranked #15/225
Ranked #173/225

Snapshot

Chase Sapphire Reserve
Chase Sapphire Reserve
 Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
IssuerChaseCapital One
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$795.00$95.00
Base Rate1.00%2.00%
Travel Rewards3.00x2.00x
Auth. User Fee$75.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Hotels10.0%2.0% (base)
Airline5.0%2.0% (base)
Restaurants3.0%2.0% (base)
Travel3.0%2.0% (base)
Lyft5.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1.5x1x

Benefits & Partners

Transfer Partners14 partners18 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.74% - 21.24%19.99% - 29.99%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryYesUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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