Ranked #28/225
Ranked #100/225

Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
IssuerChaseBank of America
NetworkVisaVisa
Card MaterialMetalMetal
Annual Fee$95.00$550.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Travel2.0%2.0%
Restaurants3.0%2.0%
Supermarkets3.0%1.5% (base)
Streaming3.0%1.5% (base)
Peloton5.0%1.5% (base)
Lyft5.0%1.5% (base)
Anniversary Bonus0.1None
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.49% - 20.74%20.24% - 27.24%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary
Baggage DelayYesCovered up to $100 per day for 5 days
Baggage LossYesCovered up to $3,000 per passenger
Cell Phone Protection--
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection120 daysCovered up to $10,000 per claim
Return Protection-Covered up to $300 per item
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYesCovered up to $2,500 per person
Trip DelayYesCovered up to $500 per ticket for delays over 6 hours
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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