Ranked #100/225
Ranked #28/225

Snapshot

Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
Chase Sapphire Preferred
Chase Sapphire Preferred
IssuerBank of AmericaChase
NetworkVisaVisa
Card MaterialMetalMetal
Annual Fee$550.00$95.00
Base Rate1.50%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%2.0%
Restaurants2.0%3.0%
Supermarkets1.5% (base)3.0%
Streaming1.5% (base)3.0%
Peloton1.5% (base)5.0%
Lyft1.5% (base)5.0%
Anniversary BonusNone0.1
Portal Boost1x1.25x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR20.24% - 27.24%12.49% - 20.74%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimaryYes
Baggage DelayCovered up to $100 per day for 5 daysYes
Baggage LossCovered up to $3,000 per passengerYes
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 yearYes
Purchase ProtectionCovered up to $10,000 per claim120 days
Return ProtectionCovered up to $300 per item-
Roadside Dispatch-Pay-per-use
Trip Cancellation InterruptionCovered up to $2,500 per personYes
Trip DelayCovered up to $500 per ticket for delays over 6 hoursYes
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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