Ranked #28/225
Ranked #52/225

Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
 Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
IssuerChaseAmerican Express
NetworkVisaAmerican Express
Card MaterialMetalPlastic
Annual Fee$95.00$95.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants3.0%1.0% (base)
Supermarkets3.0%6.0%
Streaming3.0%6.0%
Peloton5.0%1.0% (base)
Lyft5.0%1.0% (base)
Gas Stations1.0% (base)3.0%
Transit & Rideshare1.0% (base)3.0%
Anniversary Bonus0.1None
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.49% - 20.74%12.74% - 21.74%
Cash Advance APR21.74%21.99%
Penalty APR23.24%26.74%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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