Ranked #28/225
Ranked #202/225

Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
 Centurion Card from American Express
Centurion Card from American Express
IssuerChaseAmerican Express
NetworkVisaAmerican Express
Card MaterialMetalPlastic
Annual Fee$95.00$5000.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants3.0%1.0% (base)
Supermarkets3.0%1.0% (base)
Streaming3.0%1.0% (base)
Peloton5.0%1.0% (base)
Lyft5.0%1.0% (base)
Purchases over $5k1.0% (base)1.5%
Anniversary Bonus0.1None
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partners20 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.49% - 20.74%12.74% - 21.74%
Cash Advance APR21.74%28.74%
Penalty APR23.24%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Amex Delta SkyMiles GoldAmex Delta SkyMiles Gold#115 · $924/yrBilt MastercardBilt Mastercard#114 · $936/yrDoorDash Rewards MastercardDoorDash Rewards Mastercard#116 · $912/yrBilt World Elite MastercardBilt World Elite Mastercard#113 · $936/yr