Ranked #202/225
Ranked #28/225

Snapshot

Centurion Card from American Express
Centurion Card from American Express
 Chase Sapphire Preferred
Chase Sapphire Preferred
IssuerAmerican ExpressChase
NetworkAmerican ExpressVisa
Card MaterialPlasticMetal
Annual Fee$5000.00$95.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Purchases over $5k1.5%1.0% (base)
Travel1.0% (base)2.0%
Restaurants1.0% (base)3.0%
Supermarkets1.0% (base)3.0%
Streaming1.0% (base)3.0%
Peloton1.0% (base)5.0%
Lyft1.0% (base)5.0%
Anniversary BonusNone0.1
Portal Boost1x1.25x

Benefits & Partners

Transfer Partners20 partners14 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.74% - 21.74%12.49% - 20.74%
Cash Advance APR28.74%21.74%
Penalty APR29.99%23.24%
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Roadside Dispatch-Pay-per-use
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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