Ranked #23/225
Ranked #5/225

Snapshot

Chase Freedom Unlimited
Chase Freedom Unlimited
 IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
IssuerChaseChase
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%2.00%
Travel Rewards1.50x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)2.0% (base)
Travel5.0%2.0% (base)
Restaurants3.0%3.0%
Drugstores & Pharmacies3.0%2.0% (base)
Hotels1.5% (base)17.0%
Gas Stations1.5% (base)3.0%
Streaming1.5% (base)3.0%
Utilities1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR11.49% - 20.99%12.49% - 21.49%
Cash Advance APR21.74%21.74%
Penalty APR23.24%23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection120 days120 days
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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