Ranked #141/225
Ranked #52/225

Snapshot

United℠ Business Card
United℠ Business Card
 Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
IssuerChaseAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$99.00$95.00
Base Rate1.00%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Airline2.0%1.0% (base)
Restaurants2.0%1.0% (base)
Gas Stations2.0%3.0%
Transit & Rideshare2.0%3.0%
Office Supplies2.0%1.0% (base)
Supermarkets1.0% (base)6.0%
Streaming1.0% (base)6.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.99% - 21.49%12.74% - 21.74%
Cash Advance APR21.74%21.99%
Penalty APR23.24%26.74%
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalYes-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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