Ranked #1/225
Ranked #186/225
Snapshot
Welcome Offer
Bonus None None Spend Requirement - - Timeline - -
Rewards Breakdown
Base Rate 3.0% (base) 1.0% (base) Travel 5.0% 1.0% (base) Restaurants 5.0% 1.0% (base) Gas Stations 5.0% 1.0% (base) Office Supplies 5.0% 1.0% (base) IHG 26.0% 1.0% (base) Self-Care, Pet Care, and Impacts (Transit, EV Charging, etc.) 3.0% (base) 4.0% Anniversary Bonus [object Object] None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 12.49% - 21.49% 20.24% - 29.99% Cash Advance APR 21.74% 29.99% Penalty APR 23.24% N/A Late Fee $40 $40 Balance Transfer Fee N/A undefined% (min $0)
Insurance & Protections
Auto Rental Yes Secondary Baggage Delay - - Baggage Loss - - Cell Phone Protection - Covered up to $600 per claim (subject to $25 deductible) Extended Warranty Yes - Purchase Protection 120 days - Return Protection - - Trip Cancellation Interruption - - Trip Delay - - Tsa Precheck Global Entry - -
Usability & Experience
Digital Wallet N/A N/A Instant Card Number - - Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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