Ranked #1/225
Ranked #70/225

Snapshot

IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
 U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
IssuerChaseU.S. Bank
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$99.00$400.00
Base Rate3.00%1.00%
Travel Rewards5.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Travel5.0%3.0%
Restaurants5.0%1.0% (base)
Gas Stations5.0%1.0% (base)
Office Supplies5.0%1.0% (base)
IHG26.0%1.0% (base)
Hotels3.0% (base)5.0%
Online Retail3.0% (base)3.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%22.24% - 29.24%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYesCovered
Purchase Protection120 daysCovered
Return Protection-Covered
Trip Cancellation Interruption-Covered up to $2,000
Trip Delay-Covered for delays over 6 hours
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

JetBlue Plus CardJetBlue Plus Card#35 · $1,404/yrAAA Travel Advantage Visa Signature Credit CardAAA Travel Advantage Visa Signature Credit Card#36 · $1,392/yrU.S. Bank Altitude Connect Visa Signature CardU.S. Bank Altitude Connect Visa Signature Card#34 · $1,410/yrU.S. Bank Shopper Cash Rewards Visa Signature CardU.S. Bank Shopper Cash Rewards Visa Signature Card#37 · $1,380/yr