Snapshot

IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
 Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
IssuerChaseAlliant Credit Union
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$99.00$0.00
Base Rate3.00%2.50%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate3.0% (base)2.5% (base)
Hotels26.0%2.5% (base)
Travel5.0%2.5% (base)
Restaurants5.0%2.5% (base)
Gas Stations5.0%2.5% (base)
Select Business Categories5.0%2.5% (base)
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%15.24% - 25.24%
Cash Advance APR21.74%25.24%
Penalty APR23.24%N/A
Late Fee$40$29
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay—Up to $300
Baggage Loss——
Cell Phone Protection——
Extended Warranty✓Doubles original warranty up to 1 additional year
Purchase Protection120 daysUp to $10,000 per claim
Return Protection——
Trip Cancellation Interruption—Up to $2,000 per passenger
Trip Delay—Up to $300 (delay > 12 hours)
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard