Ranked #172/225
Ranked #15/225

Snapshot

Capital One Spark Miles for Business
Capital One Spark Miles for Business
 Chase Sapphire Reserve
Chase Sapphire Reserve
IssuerCapital OneChase
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$95.00$795.00
Base Rate2.00%1.00%
Travel Rewards2.00x3.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Hotels2.0% (base)10.0%
Airline2.0% (base)5.0%
Restaurants2.0% (base)3.0%
Travel2.0% (base)3.0%
Lyft2.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1.5x

Benefits & Partners

Transfer Partners18 partners14 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR25.49% - 25.49%12.74% - 21.24%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Yes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 yearYes
Purchase Protection-120 days
Return Protection--
Roadside Dispatch-Pay-per-use
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsYes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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