Ranked #65/225
Ranked #1/225

Snapshot

Capital One Spark Cash Plus
Capital One Spark Cash Plus
 IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
IssuerCapital OneChase
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$150.00$99.00
Base Rate2.00%3.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)3.0% (base)
Hotels via Capital One Travel5.0%3.0% (base)
Rental Cars via Capital One Travel5.0%3.0% (base)
Travel2.0% (base)5.0%
Restaurants2.0% (base)5.0%
Gas Stations2.0% (base)5.0%
Office Supplies2.0% (base)5.0%
IHG2.0% (base)26.0%
Anniversary BonusNone[object Object]
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APRnull% - null%12.49% - 21.49%
Cash Advance APRN/A21.74%
Penalty APRN/A23.24%
Late Fee$39$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Yes
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 yearYes
Purchase ProtectionCovered up to $10,000 per claim120 days
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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