Ranked #77/225
Ranked #31/225

Snapshot

BMO Cash Back Mastercard
BMO Cash Back Mastercard
 Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
IssuerBMO (US)Alliant Credit Union
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%2.50%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.5% (base)
Telecommunications5.0%2.5% (base)
telecom5.0%2.5% (base)
Gas Stations3.0%2.5% (base)
Restaurants3.0%2.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%15.24% - 25.24%
Cash Advance APR29.24%25.24%
Penalty APRN/AN/A
Late Fee$40$29
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay-Up to $300
Baggage Loss--
Cell Phone ProtectionUp to $600 per claim, subject to $50 deductible (Max $1,000/year)-
Extended WarrantyDoubles original warranty up to 1 additional yearDoubles original warranty up to 1 additional year
Purchase Protection-Up to $10,000 per claim
Return Protection--
Trip Cancellation Interruption-Up to $2,000 per passenger
Trip Delay-Up to $300 (delay > 12 hours)
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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