Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 Costco Anywhere Visa Card by Citi
Costco Anywhere Visa Card by Citi
IssuerBank of AmericaCiti
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%3.0%
Restaurants2.0%3.0%
Eligible gas and EV charging purchases (up to $7K per year)1.5% (base)4.0%
Costco and Costco.com purchases1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%20.49% - 20.49%
Cash Advance APR29.99%29.99%
Penalty APR29.99%29.99%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay✓—
Baggage Loss✓—
Cell Phone Protection——
Extended Warranty✓Extends warranty by 24 months
Purchase Protection90 daysCovered up to $10,000 per item
Return Protection90 days—
Trip Cancellation Interruption✓—
Trip Delay✓—
Tsa Precheck Global EntryUp to $100—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard