Citizens Cash Back Plus World Mastercard

The Citizens Cash Back Plus World Mastercard, issued by Citizens Bank, is a solid choice in the market.

Citizens Cash Back Plus World Mastercard Payoff Analysis

Citizens Cash Back Plus™ World Mastercard® Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Current Balance

Statement Close Date

Monthly Payment ?

Interest Rate (APR) ?

Custom Payment

Custom APR %

Rewards (--)

Savings Rate (APY) ?

Custom Savings APY %

Time to Pay Off

Rewards Earned --

Interest Paid --

Interest Earned ? --

* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

	Citizens Cash Back Plus™ World Mastercard®
Issuer	Citizens Bank
Network	Mastercard (World Mastercard)
Card Material	Plastic
Annual Fee	$0.00
Base Rate	1.80%
Travel Rewards	0.00x
Authorized User Fee	$0.00
Foreign Transaction Fee	None
Credit Reporting	Ex, Eq, Tu
Product Lifecycle	Available (8y ago)
Minimum Credit Line	$500

Rewards Breakdown

Base Rate	1.80%
Anniversary Bonus	None
Portal Boost	1x

Pricing Details

Purchase APR	24.74% - 32.74%
Cash Advance Fee	5%
Balance Transfer Fee	4%
Late Payment Fee	Up to $40
Minimum Interest Charge	$1.50
Grace Period	21 days
Penalty APR	None

Official Resources

Product Page Pricing & Terms

Usability & Experience

Digital Wallets	apple-pay, google-pay, samsung-pay
Customer Service	Unverified
Instant Use	No

Strategy & Eligibility

Min. Credit Score	670+
Recommended Range	Good to Excellent
Chase 5/24 Rule	No
Lifetime Restriction	None
Active Family Restriction	Yes (None)
Closure Grace Period	None

Comparisons

See how the Citizens Cash Back Plus World Mastercard compares to other cards.