Ranked #101/225
Ranked #15/225

Snapshot

Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
 Chase Sapphire Reserve
Chase Sapphire Reserve
IssuerBank of AmericaChase
NetworkVisaVisa
Card MaterialMetalMetal
Annual Fee$550.00$795.00
Base Rate1.50%1.00%
Travel Rewards2.00x3.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%3.0%
Restaurants2.0%3.0%
Hotels1.5% (base)10.0%
Airline1.5% (base)5.0%
Lyft1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1.5x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR21.24% - 28.24%12.74% - 21.24%
Cash Advance APR29.99%21.74%
Penalty APR29.99%23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage DelayYesYes
Baggage LossYesYes
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection90 days120 days
Return Protection90 days-
Roadside Dispatch-Pay-per-use
Trip Cancellation InterruptionYesYes
Trip DelayYesYes
Tsa Precheck Global EntryUp to $100Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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