Ranked #182/225
Ranked #2/225

Snapshot

Bank of America Customized Cash Rewards Credit Card
Bank of America Customized Cash Rewards Credit Card
 IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
IssuerBank of AmericaChase
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$99.00
Base Rate1.00%3.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)3.0% (base)
Category of your choice (up to $2.5K combined w/ grocery per quarter)3.0%3.0% (base)
Supermarkets2.0%3.0% (base)
Wholesale Clubs2.0%3.0% (base)
Travel1.0% (base)5.0%
Restaurants1.0% (base)5.0%
Gas Stations1.0% (base)5.0%
IHG1.0% (base)26.0%
Anniversary BonusNone[object Object]
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 28.24%12.49% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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