Ranked #3/225
Ranked #186/225

Snapshot

Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass Card
Wells Fargo Attune℠ Card
Wells Fargo Attune℠ Card
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$150.00$0.00
Base Rate3.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Restaurants6.0%1.0% (base)
Supermarkets6.0%1.0% (base)
Gas Stations6.0%1.0% (base)
Online Retail4.0%1.0% (base)
Hilton12.0%1.0% (base)
Self-Care, Pet Care, and Impacts (Transit, EV Charging, etc.)3.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%20.24% - 29.99%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Covered up to $600 per claim (subject to $25 deductible)
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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