Snapshot

Gold Rewards Card
Gold Rewards Card
SoFi Credit Card
SoFi Credit Card
IssuerAmerican ExpressThe Bancorp Bank
NetworkAmerican ExpressMastercard
Card MaterialMetalPlastic
Annual Fee$325.00$0.00
Base Rate1.00%2.00%
Travel Rewards3.00x0.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Hotels5.0%2.0% (base)
Restaurants4.0%2.0% (base)
Supermarkets4.0%2.0% (base)
Airline3.0%2.0% (base)
Resy4.0%2.0% (base)
Dunkin'4.0%2.0% (base)
Uber1.0%2.0% (base)
Grubhub4.0%2.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR12.74% - 21.74%19.99% - 29.99%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionUp to $1,000 per claim
Extended Warranty
Purchase Protection90 days
Return Protection
Roadside Dispatch
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard