Ranked #20/225
Ranked #153/225

Snapshot

Gold Rewards Card
Gold Rewards Card
United℠ Explorer Card
United℠ Explorer Card
IssuerAmerican ExpressChase
NetworkAmerican ExpressVisa
Card MaterialMetalPlastic
Annual Fee$325.00$150.00
Base Rate1.00%1.00%
Travel Rewards3.00x2.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%2.0%
Restaurants4.0%2.0%
Supermarkets4.0%1.0% (base)
Airline3.0%2.0%
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%12.99% - 21.49%
Cash Advance APR28.74%21.74%
Penalty APR29.99%23.24%
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage Delay-Yes
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection90 days120 days
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption-Yes
Trip DelayYesYes
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier