Ranked #20/225
Ranked #66/225

Snapshot

Gold Rewards Card
Gold Rewards Card
United Club℠ Infinite Card
United Club℠ Infinite Card
IssuerAmerican ExpressChase
NetworkAmerican ExpressVisa
Card MaterialMetalMetal
Annual Fee$325.00$695.00
Base Rate1.00%1.00%
Travel Rewards3.00x2.00x
Auth. User Fee$35.00$175.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%5.0%
Restaurants4.0%2.0%
Supermarkets4.0%1.0% (base)
Airline3.0%5.0%
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
United Airlines1.0% (base)5.0%
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%12.99% - 21.49%
Cash Advance APR28.74%21.74%
Penalty APR29.99%23.24%
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage Delay-Yes
Baggage LossYesYes
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection90 days120 days
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption-Yes
Trip DelayYesYes
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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