Choice Privileges Select Mastercard vs Bank of America Premium Rewards Elite Credit Card

	Choice Privileges Select Mastercard	Bank of America Premium Rewards Elite Credit Card
Issuer	Wells Fargo	Bank of America
Network	Mastercard	Visa
Card Material	Plastic	Metal
Annual Fee	$95.00	$550.00
Base Rate	1.00%	1.50%
Travel Rewards	10.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Transfer Partners	None	None
Annual Credits	None	None

Auto Rental	Secondary	Primary
Baggage Delay	—	Covered up to $100 per day for 5 days
Baggage Loss	—	Covered up to $3,000 per passenger
Cell Phone Protection	Covered up to $800 per claim (subject to $25 deductible)	—
Extended Warranty	—	Extends warranty by 1 year
Purchase Protection	—	Covered up to $10,000 per claim
Return Protection	—	Covered up to $300 per item
Trip Cancellation Interruption	—	Covered up to $2,500 per person
Trip Delay	—	Covered up to $500 per ticket for delays over 6 hours
Tsa Precheck Global Entry	Up to $100 statement credit every 4 years	Up to $100 statement credit every 4 years

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard