Snapshot

Bilt Mastercard
Bilt Mastercard
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
IssuerWells FargoAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Rent (up to 100K points/year)1.0%1.0% (base)
Restaurants3.0%1.0% (base)
Travel2.0%1.0% (base)
Supermarkets1.0% (base)6.0%
Streaming1.0% (base)6.0%
Gas Stations1.0% (base)3.0%
Transit & Rideshare1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners15 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR21.49% - 29.99%12.74% - 21.74%
Cash Advance APR29.99%21.99%
Penalty APRN/A26.74%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $800 per claim (subject to $25 deductible)
Extended Warranty
Purchase ProtectionCovered up to $10,000 per claim
Return Protection
Trip Cancellation InterruptionCovered up to $5,000 per passenger
Trip DelayCovered up to $200 per day
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard