Ranked #52/225
Ranked #114/225

Snapshot

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Bilt Mastercard
Bilt Mastercard
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Supermarkets6.0%1.0% (base)
Streaming6.0%1.0% (base)
Gas Stations3.0%1.0% (base)
Transit & Rideshare3.0%1.0% (base)
Rent1.0% (base)1.0%
Restaurants1.0% (base)3.0%
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone15 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.74% - 21.74%21.49% - 29.99%
Cash Advance APR21.99%29.99%
Penalty APR26.74%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Primary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Covered up to $800 per claim (subject to $25 deductible)
Extended Warranty--
Purchase Protection-Covered up to $10,000 per claim
Return Protection--
Trip Cancellation Interruption-Covered up to $5,000 per passenger
Trip Delay-Covered up to $200 per day
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier