Snapshot

Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
Truist Enjoy Cash credit card
Truist Enjoy Cash credit card
IssuerWells FargoTruist
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.00%1.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Airline4.0%1.0% (base)
Travel3.0%1.0% (base)
Restaurants3.0%1.0% (base)
Gas Stations1.0% (base)3.0%
Supermarkets1.0% (base)2.0%
Utilities1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners6 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR21.24% - 29.99%17.24% - 26.24%
Cash Advance APR29.99%26.24%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $1,000 per claim (subject to $25 deductible)
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation InterruptionCovered up to $15,000 per trip
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard