Truist Enjoy Cash credit card

The Truist Enjoy Cash credit card, issued by Truist, is a solid choice in the market.

Truist Enjoy Cash credit card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Current Balance

Statement Close Date

Monthly Payment ?

Interest Rate (APR) ?

Custom Payment

Custom APR %

Rewards (--)

Savings Rate (APY) ?

Custom Savings APY %

Time to Pay Off

Rewards Earned --

Interest Paid --

Interest Earned ? --

* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

	Truist Enjoy Cash credit card
Issuer	Truist
Network	Visa (Visa Signature)
Card Material	Plastic
Annual Fee	$0.00
Base Rate	1.00%
Travel Rewards	0.00x
Authorized User Fee	$0.00
Foreign Transaction Fee	None
Credit Reporting	Ex, Eq, Tu
Product Lifecycle	Available (4y ago)
Minimum Credit Line	$500

Rewards Breakdown

Base Rate	1.00%
Gas and EV charging (up to $1k/mo combined with groceries/utilities)	3.0%
Groceries and utilities (up to $1k/mo combined with gas/EV)	2.0%
Anniversary Bonus	None
Portal Boost	1x

Pricing Details

Purchase APR	23.99% - 32.99%
Cash Advance Fee	5%
Balance Transfer Fee	3%
Late Payment Fee	Up to $40
Minimum Interest Charge	$0.50
Grace Period	25 days
Penalty APR	None

Official Resources

Product Page Pricing & Terms

Usability & Experience

Digital Wallets	apple-pay, google-pay, samsung-pay
Customer Service	Unverified
Instant Use	No

Strategy & Eligibility

Min. Credit Score	670+
Recommended Range	Good to Excellent
Chase 5/24 Rule	No
Lifetime Restriction	None
Active Family Restriction	Yes (None)
Closure Grace Period	None

Comparisons

See how the Truist Enjoy Cash credit card compares to other cards.