Ranked #37/225
Ranked #24/225

Snapshot

U.S. Bank Shopper Cash Rewards Visa Signature Card
U.S. Bank Shopper Cash Rewards Visa Signature Card
 Instacart Mastercard
Instacart Mastercard
IssuerU.S. BankChase
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%1.00%
Travel Rewards5.50x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Two retailers you choose (up to $1,500/quarter)6.0%1.0% (base)
Hotels5.5%1.0% (base)
One everyday category you choose (up to $1,500/quarter)3.0%1.0% (base)
Travel1.5% (base)5.0%
Restaurants1.5% (base)2.0%
Gas Stations1.5% (base)2.0%
Streaming1.5% (base)2.0%
Instacart1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR19.49% - 29.49%11.49% - 20.99%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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