Ranked #76/225
Ranked #5/225

Snapshot

U.S. Bank Cash+ Visa Signature Card
U.S. Bank Cash+ Visa Signature Card
IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
IssuerU.S. BankChase
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%2.00%
Travel Rewards5.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Two categories you choose each quarter (up to $2,000/quarter)5.0%2.0% (base)
Airline5.0%2.0% (base)
Hotels5.0%2.0% (base)
Travel5.0%2.0% (base)
One everyday category you choose each quarter2.0%2.0% (base)
Gas Stations1.0% (base)3.0%
Restaurants1.0% (base)3.0%
Streaming1.0% (base)3.0%
Utilities1.0% (base)3.0%
IHG1.0% (base)17.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR19.49% - 29.74%12.49% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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