U.S. Bank Business Triple Cash Rewards World Elite Mastercard vs Citi / AAdvantage Executive World Elite Mastercard

Side-by-side comparison of U.S. Bank Business Triple Cash Rewards World Elite Mastercard and Citi / AAdvantage Executive World Elite Mastercard. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	U.S. Bank Business Triple Cash Rewards World Elite Mastercard	Citi / AAdvantage Executive World Elite Mastercard
Issuer	U.S. Bank	Citi
Network	Mastercard	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$595.00
Base Rate	1.00%	1.00%
Travel Rewards	5.00x	4.00x
Auth. User Fee	$0.00	$175.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Prepaid car and hotel reservations via Rewards Center	5.0%	1.0% (base)
Gas Stations	3.0%	1.0% (base)
Restaurants	3.0%	1.0% (base)
Office Supplies	3.0%	1.0% (base)
Telecommunications	3.0%	1.0% (base)
Hotels	1.0% (base)	10.0%
Travel	1.0% (base)	10.0%
Airline	1.0% (base)	4.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	18.24% - 27.24%	21.24% - 29.99%
Cash Advance APR	29.99%	29.99%
Penalty APR	N/A	29.99%
Late Fee	$39	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Primary (when renting for business purposes)	Secondary
Baggage Delay	—	Covered
Baggage Loss	—	Covered
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	Covered
Trip Delay	—	Covered
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard