U.S. Bank Business Altitude Connect World Elite Mastercard vs Capital One Spark Cash Plus

Side-by-side comparison of U.S. Bank Business Altitude Connect World Elite Mastercard and Capital One Spark Cash Plus. Compare rewards, fees, APR, benefits, and transfer partners.

Ranked #39/225

Ranked #65/225

Snapshot

	U.S. Bank Business Altitude Connect World Elite Mastercard	Capital One Spark Cash Plus
Issuer	U.S. Bank	Capital One
Network	Mastercard	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$95.00	$150.00
Base Rate	1.00%	2.00%
Travel Rewards	5.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	-	-
Timeline	-	-

Rewards Breakdown

Base Rate	1.0% (base)	2.0% (base)
Hotels	5.0%	2.0% (base)
Travel	4.0%	2.0% (base)
Gas Stations	4.0%	2.0% (base)
Restaurants	2.0%	2.0% (base)
Telecommunications	2.0%	2.0% (base)
Hotels via Capital One Travel	1.0% (base)	5.0%
Rental Cars via Capital One Travel	1.0% (base)	5.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	19.24% - 28.24%	null% - null%
Cash Advance APR	29.99%	N/A
Penalty APR	N/A	N/A
Late Fee	$39	$39
Balance Transfer Fee	undefined% (min $0)	N/A

Insurance & Protections

Auto Rental	Primary (when renting for business purposes)	Primary (when renting for business purposes)
Baggage Delay	-	-
Baggage Loss	-	-
Cell Phone Protection	-	-
Extended Warranty	-	Extends warranty by 1 year
Purchase Protection	-	Covered up to $10,000 per claim
Return Protection	-	-
Trip Cancellation Interruption	-	-
Trip Delay	-	-
Tsa Precheck Global Entry	-	-

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	-	-
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard

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