Ranked #159/225
Ranked #101/225

Snapshot

Truist Enjoy Cash credit card
Truist Enjoy Cash credit card
 Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerTruistBank of America
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Gas Stations3.0%1.5% (base)
Supermarkets2.0%1.5% (base)
Utilities2.0%1.5% (base)
Travel1.0% (base)2.0%
Restaurants1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.24% - 26.24%21.24% - 28.24%
Cash Advance APR26.24%29.99%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-90 days
Return Protection-90 days
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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