Ranked #11/225
Ranked #224/225

Snapshot

Robinhood Platinum Card
Robinhood Platinum Card
Optima Platinum Card
Optima Platinum Card
IssuerRobinhoodAmerican Express
NetworkVisaAmerican Express
Card MaterialMetalPlastic
Annual Fee$695.00$49.00
Base Rate1.00%0.00%
Travel Rewards10.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Hotels10.0%0.0% (base)
Airline5.0%0.0% (base)
Restaurants5.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR19.99% - 29.99%14.99% - 14.99%
Cash Advance APRN/A28.74%
Penalty APRN/A29.99%
Late FeeN/A$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection--
Roadside Dispatch--
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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